Retirement Planning with Confidence
Client: Mr. Rajan Mehta, Age 48
Profession: Senior Project Manager, FMCG Sector
City: Mumbai
Challenge:
Mr. Mehta had always focused on his career and family needs, but at 48, he realised his retirement corpus was far from adequate. His current savings (EPF, PPF, some mutual funds) were scattered and not purposefully aligned with his retirement goal. He was anxious about whether he could retire at 60 without compromising his lifestyle.
Our Approach:
- Conducted a thorough Retirement Gap Analysis using goal-based planning tools
- Reviewed his existing portfolio and reallocated low-performing investments
- Started a ₹1,00,000/month SIP in a diversified retirement-focused equity fund with periodic increase (step-up SIP)
- Built an NPS strategy under Tier I and II for tax savings and disciplined retirement investing
- Created a medical contingency corpus in liquid funds
Outcome:
Mr Mehta is now projected to accumulate over ₹6 Cr by retirement, ensuring financial independence and dignity in post-retirement years.
Client Feedback:
“I used to feel I started too late, but Blue Sage Wealth gave me a clear, step-by-step plan. Now I feel confident about my future. The regular reviews keep me focused and in control.” — Rajan Mehta
